So far this year we have had to deal with deep freezes and power outages. It is not too late to check your home and car insurance policies to make sure that you are covered for any delays or damage to your property. You might want to look into deductible coverage and whether your home insurance policy covers living expenses if you have to live outside of your house while heat or repairs are being made.

This may be the year that Toronto Land Transfer taxes get reduced or removed and the Condominium Act gets revised. Stay tuned for these and other important issues affecting purchasing, selling or mortgaging of residential property.