Do not throw caution to the wind.

Many times people ask for advice after signing a legally binding document, often it is too late. In a perfect world people would consult with knowledgeable specialists who will explain the advantages and disadvantages of the document, prior to signing.

It is important to not be rushed and to understand every eventuality prior to entering into a legally binding relationship whether it be marriage, or purchasing a house. Believe me, the upfront cost may save you thousands in the long run.

Here is some advice about creating a down payment.

http://www.theglobeandmail.com/globe-investor/investor-education/investor-education-fund/home-and-real-estate/how-do-i-save-for-a-down-payment/article4203814/